Make a positive and long-term difference

Make A Positive Difference To The Lives Of Others The following blog post is an extract from The Happy Financial Adviser. A book written by Truly Independent Director Andrew Goodwin. To purchase your own copy click here. Consider an owner of a large house and vast garden who spends all his summer days cutting grass….

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How charging fees changed the industry

The Happy Financial Adviser (Barrier 3. The Personal) The following blog post is an extract from The Happy Financial Adviser. A book written by Truly Independent Director Andrew Goodwin. To purchase your own copy click here. For pension and investment business there is no longer the ability to earn income via commission. You have to…

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Lifestyle cashflow modeling

The Happy Financial Adviser (Barrier 2. The Influential) The following blog post is an extract from The Happy Financial Adviser. A book written by Truly Independent Director Andrew Goodwin. To purchase your own copy click here. Lifestyle cashflow modeling is best described as technology being half way between robo-advice and human advice. The data input…

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International Day of Happiness

March 20th is the International Day of Happiness. With our world facing unprecedented challenges, wellbeing matters now more than ever. Happiness is the opposite of stress, so to aim at happiness is to eliminate stress. Happiness is not achieved just with yet more income but instead by doing well. Beyond having a roof over your…

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Change is the only constant

The Happy Financial Adviser (Barrier 3. The Personal) The following blog post is an extract from The Happy Financial Adviser. A book written by Truly Independent Director Andrew Goodwin. To purchase your own copy click here. Financial advisers have been driven to adopt a fee-based business model (replacing commission) for pension and investment business, but…

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Become a Happy Financial Adviser

At Truly Independent we truly believe that happiness leads to success. If you are an experienced financial adviser looking for a new approach to serving your clients, loving your work, and building your own long-term financial security, then we are the company for you. Founded in 2010, we are a national firm of experienced Independent…

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Is Robo Advice a threat to financial advisers?

There are over 12 times more people per financial adviser who could benefit from financial advice today than 25 years ago. There are only 24,000 financial advisers compared to the 220,000 in 1990. This is the crux of the so-called advice gap, which effectively means people are unlikely to make decent financial plans, make regular…

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The rule of 72

The rule of 72 is a simple mathematical formula used in finance as a shortcut to estimate the number of years required to double your money at a given annual rate of return (http://www.investopedia.com/terms/r/rateofreturn.asp). The rule states that you divide the rate, expressed as a percentage, into 72. For example, take an investment of £100,000….

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The benefits of asset accumulation

Most financial advisers today have come from an industry that started in product sales and that background is hard to extinguish; it’s natural to sell a product. Most people who avoid seeking financial advice do so for one or more of these six reasons: There is no obvious benefit The cost of advice and affordability…

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Enjoy life and make new connections

To connect with more people, and therefore more clients, be sure to get out and about. Being visible in your community through taking part in social events, or by supporting local associations is a surefire way to build connections. The more connections you have, the greater your chance of generating new clients. There is no…

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